Net Worth Check-Up
A net worth check-up is a good choice for people who want a professional analysis of their finances without the time or cost requirements of a complete financial plan. Your net worth statement (a summary of your assets and liabilities) is your financial report card. It can tell me quite a bit about how you are doing financially. This is a very basic financial review, but it provides an opportunity to address immediate financial problems.

Upon completion of a net worth check-up you will have a written analysis of your current finances along with a checklist of action items to help improve your financial health. A snapshot of your current investment accounts is included, but investment recommendations are not included in the sample prices but can be easily added now or later. Click for Sample Reports or Go Back to Prices

Goal Based Financial Plan
A goal based financial plan is a good choice for people with a few pressing questions, such as “Can I afford to buy a house?” or “Should I save more for retirement?” or “What will it cost to send my kids to college?” A Level 1 plan provides the context for answering these kinds of questions and is a good way for some people to get started with financial planning.

Upon completion of a goal based financial plan you will have a clear sense of your current financial health, understand if you are on track to meet your goals and your most important questions will be answered within the framework of your financial life. Investment advice is not included in the sample prices but can be easily added now or later. Click for Sample Reports or Go Back to Prices

Cash Flow Based Financial Plan
A cash flow based financial plan is a good choice for anyone struggling to understand how much money is coming in and going out of their lives, people in or near retirement, or for anyone with a complex financial situation. There is an emphasis on cash flow and budgeting and requires more of your time then some of the other financial planning engagements.

Upon completion of a cash flow based financial plan you will receive a financial plan that illustrates where you are now, where you would like to go and a step-by step plan to get there. This is a near comprehensive plan, investment advice is not included in the sample prices but can be easily added now or later. Click for Sample Reports or Go Back to Prices

401k Planning (includes all employer retirement plan types)
401k, 403b, etc. planning is a good choice for both experienced and inexperienced investors. It can be used as a stand alone engagement or combined with a financial plan. Over the last thirty years the responsibility for your retirement has shifted from employers and the government to you. Are you comfortable handling that responsibility on your own?

You know you need to save for retirement, but how should you invest your money? Have you made good choices so far? Do you have the right investment mix? Depending on the services requested, upon completion of a 401k plan you will receive a professional analysis of your current 401k portfolio and an action plan to create a well diversified portfolio utilizing the best investment options available in your plan. Click for Sample Reports or Go Back to Prices

Investment Planning
Investment planning is a good choice for both experienced and inexperienced investors. It can be used as a stand alone engagement or combined with a financial plan. Investment planning is designed for individuals with assets outside of their current employer's retirement plan, including taxable accounts, IRA accounts and old 401k accounts that will be rolled into an IRA.

You have goals you are saving for, but how should you invest your money? Have you made good choices so far? Do you have the right investment mix? Depending on the services requested, upon completion of an investment plan you will receive a professional analysis of your current portfolio and an action plan to create a well diversified portfolio of mutual funds. Click for Sample Reports or Go Back to Prices