Information We Obtain
Nonpublic personal information we obtain depends upon the scope of financial services provided by Applied Advisor. This information may include: Information provided in personal interviews or on applications or related forms—for example, name, age, Social Security number and net worth. Third-party reports, such as consumer credit history, medical information and/or demographic information. Estate planning information, investment and other financial transaction information.

How Your Information Is Used
We do not disclose information to nonaffiliated third parties except as permitted by law, or in carrying out the services for which you retained us. We do not sell customer lists or provided personally identifiable information to mailing list vendor or marketers. We only share an individual's nonpublic personal information with non-affiliated individuals and companies with the opt-in consent or at the direction of the client, or when necessary to effect, administer or enforce a transaction that the individual requests or authorizes such as electronically filing your tax return. We also may be required by law or regulation to disclose information to third parties—for example, in response to a subpoena, to prevent fraud and/or to comply with rules of, or inquires from industry regulators.

Access and Retention
We limit access to information to only those employees who have a business or professional reason for knowing it, and only to nonaffiliated parties as permitted or required by law. We will maintain your files, with your data, as long as you are a client, and for as long thereafter as may be required by law. After this required period of retention, all such information will be appropriately destroyed.

Safeguards
We maintain a secure physical office and our computer network is protected by a security firewall, passwords and in some cases encryption to ensure that your information is not placed at unreasonable risk. We limit nonpublic personal information only to those employees, associates, agents and other individuals who may need it to do their jobs. Applied Advisor personal are required to review, sign and enforce AAN's privacy policy and procedures and respect the confidentiality of all customer information.

Online Privacy
When you visit our websites, www.appliedadvisornetwork.com or www.appliedadvisor.com, no personally identifiable information about you will be collected by us without your knowledge. The only information we may collect from your visits is some information regarding the referring domain from which you connect to our website. This information is not used to identify individuals. We also collect information you provide to us via email or electronic forms you complete. Information you provide via email and electronic forms falls under the privacy policy outlined above. This privacy policy does not apply to websites operated by third parties that you may access through links from our website. If you would like information regarding the collection, retention and use of information through these third party websites, you should visit the website in question or contact the operator of the site.

Online Appointments
In order to use our online appointment feature, a user must first complete a registration form. During registration a user is required to give certain information (such as name and email address). This information is used to contact you about the products/services on our site in which you have expressed interest.

Links To Other Sites
Links are provided on this website as a convenience and do not imply Applied Advisor's sponsorship or approval of any of these sites. When you access one of these websites you are leaving Applied Advisor's website.

Applied Advisor recognizes and respects the privacy of our clients. We want our clients to understand our commitment to privacy in our use of client information. As a result of our commitment, we have developed these Privacy Principles which are made readily available to our clients. If you have any questions or comments regarding our privacy policies and procedures, please contact us via email or at 415-294-4321.

Access to and Control Over Information
You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website: See what data we have about you, if any, change/correct any data we have about you, and express any concern you have about our use of your data. The laws that regulate Applied Advisor, including tax and securities laws, require Applied Advisor to retain certain customer and client information for statutory periods.

Important Disclosures
This website is for general informational purposes only. It does not constitute a complete description of our financial services or performance. We are not intending to render or offer to render personalized financial advice or any other personalized service through this medium. In this regard, please seek the advice of professional, as appropriate, regarding the evaluation of any specific information, opinion or advice or other content. Information throughout this site, whether stock quotes, charts, articles, or any other statement or statements regarding the market or other financial information, is obtained from sources which we believe reliable, but we do not warrant or guarantee the timeless or accuracy of the information. Nothing on the website should be interpreted to state or imply that past results are an indication of future performance. Neither our information providers nor we shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in the transmission thereof to the user. There are no warranties, expressed or implied, as to the accuracy, completeness, or results obtained from any information posted on this or any linked website.

Registration
Applied Advisor is a California registered investment adviser. Applied Advisor may only transact business or render personalized investment advice in those states and international jurisdictions where it is registered/filed notice or otherwise excluded or exempted from registration requirements. The purpose of this website is for information distribution on our services. Any communications with prospective clients residing in states or international jurisdictions where Applied Advisor and its advisory personal are not registered or licensed shall be limited so as not to trigger registration or licensing requirements. The information contained in this website is not an offer to sell or a solicitation to buy any security or any insurance product. All other information is directed to the residents of California only and should not be considered a solicitation of residents of any other state or international jurisdiction.

Copyright
Material published on this website, including articles, photographs, graphics and other content is copyrighted by Applied Advisor or by other information providers who have licensed their content for use on this website. The entire contents of the website are also copyrighted as a collective work under the United States copyright laws. You cannot reproduce, republish or redistribute any material on this website without the written consent of the copyright owner.

Terms of Use
Click anywhere on this sentence to review our terms of use.